Professional insurance appraisal and umpire services
Midwest Estimating provides thorough insurance appraisal services for property damage claims. Using expert-level Xactimate proficiency and hands-on inspection experience, we prepare comprehensive scopes of loss that accurately reflect the true cost of repairs.
With experience spanning wind, hail, fire, and water damage across residential and commercial properties, our appraisals are detailed, accurate, and defensible. We've handled claims ranging from routine residential losses to complex commercial catastrophe claims across multiple states.
Detailed property inspection documenting all visible damage with photographs.
Industry-standard estimate prepared with expert-level Xactimate proficiency.
Comprehensive documentation of all damages with line-item detail.
Ethical, nonbiased negotiations with opposing appraisers aimed at reaching a fair appraisal award.
Ongoing support throughout the appraisal process and panel proceedings.
When insurance carriers and policyholders cannot agree on the value of a claim, the appraisal process calls for an impartial umpire. Midwest Estimating serves as a neutral third party, reviewing all documentation from both appraisers and conducting an independent property inspection to reach a fair resolution.
As an IAUA-certified umpire, Harold Beilby brings complete impartiality to every engagement. There are no conflicts of interest — just honest, evidence-based assessments that stand up to scrutiny.
Both appraisers agree to retain Midwest Estimating as the umpire and sign the retainer agreement.
All positions, reports, photographs, and supporting materials are submitted for review.
An independent property inspection is conducted to assess the loss firsthand.
Nonbiased oversight throughout the process, ensuring fair and ethical resolution for all parties involved.
An appraisal award is developed based on evidence for the panel's consideration.